Household finance platform
Tallyfolk
Private BetaA Cloudflare-first household-finance platform built around private personal ledgers and a shared household workspace.
Household money work does not fit one personal account.
Personal finance tools often assume one person, one ledger, and one reporting need. Real households mix private spending, shared obligations, recurring costs, receipts, debts, goals, and monthly review work.
Tallyfolk was shaped around that split: keep private financial records private, then give the household a shared workspace where collaborative finance work can happen with clear permissions.
Private ledgers and one shared household workspace.
Private personal workspaces for individual finance records.
One shared household workspace for coordinated budgets, transactions, transfers, member management, and splits.
Financial records covering transactions, transfers, budgets, recurring entries, debts, goals, receipts, and reports.
CSV exports and printable month-close packages for review and household administration.
The current beta covers the daily and month-close work.
Current product support includes transactions and transfers, budgets, recurring entries, debt tracking, goals, receipt uploads, household splits, reporting, CSV exports, printable month-close packages, notifications, and member management.
Personal ledger
Private records
Shared workspace
Household budgets, splits, members
Month close
Reports, exports, review
Authorization is part of the product model.
The important boundary is not just login. Tallyfolk needs to distinguish private workspace access from shared household access, then apply those checks to financial records, reports, member actions, exports, notifications, and attachment retrieval.
- Opaque database-backed sessions and first-party authentication.
- Server-enforced authorization with workspace membership checks.
- D1 for relational data and R2 for private file storage.
- Authenticated attachment access for receipt uploads.
- Turnstile support and rate-limiting support for abusive traffic controls.
A Cloudflare-first system for data, files, and controls.
The architecture uses Cloudflare Workers for application control paths, D1 for relational finance records, and R2 for private receipt storage. The application keeps attachment access authenticated and routes workspace-level decisions through server-side checks instead of trusting the client.
Private beta, not a public launch claim.
Tallyfolk is in private beta and still requires final production configuration and broader authenticated end-to-end testing before a wider launch.